As you know I am not buying lattes anymore, or I should say nearly not as I recently met up with a friend at a café and bought one… But well they are absolutely not a part of my daily expenses anymore. Even if I knew that they did cost me a lot, I have never actually checked how much. So I looked up a random month in my online bank account and checked. The result was shocking but I knew it was something around that number.
Just in the course of September 2011 I bought lattes for NOK 1226 (US$ 212) !! That is including the croissant or pain au chocolat I sometimes bought together with the latte… I know that september was a month like any other month and even if I take into account that it might have been a bit more than usual and multiply by 10 instead of 12, that will make it a NOK 12260 (US$ 2120) a year!!
I have to mention that one soy latte in Norway cost araound NOK 40 (US$ 6,9) but still… It’s funny I think how one stupid expense (daily lattes) lead into one more stupid expense (nearly daily croisants/pain au chocolat). I guess this no-wasting-money-year will show on my waistline too! 
Oh and by the way, has any of you read any of David Bach’s books, what do you think about his concept the Latte Factor ? Personally I do believe that all those small daily purchases do provide you with a significant amount of money when eliminated, but only if you save the money, invest it or use it to pay off debt. Also I don’t think you should deprive yourself totally from something that makes you happy, it’s all about being balanced 
